Monday, February 8, 2016
Friday, December 11, 2015
Experience Matters
It's been a busy year (check out our map of sold homes!) Did you know the average realtor sells only 3 homes/year? EXPERIENCE MATTERS. Have you considered buying or selling in 2016? Let us know!
Wednesday, February 4, 2015
Our latest buyer sale- trust property in Lakewood!
Check our latest TRUST sale! I just sold this to wonderful buyers of ours and we are in escrow now!
Monday, February 2, 2015
Proof We Can Sell Anything --> The Ugliest Homes We Sold Last Year (2014)
Last year The Fingerhut Team of BEACH EQUITIES sold more than 25 homes! These are some of the "ugly" ones. We've been busy! The "pretty" ones coming soon!
Friday, January 30, 2015
New Lakewood FIXER coming to market!
$399,000 3 bedroom & 1 bathroom fixer / investor opportunity in Lakewood at 2618 Greentop! Hitting the market tomorrow!
Thursday, January 29, 2015
Reverse Mortgage Requirements Changing 3/2/15
After March 2, 2015, there are some new rules going into
effect for anyone considering obtaining a reverse mortgage.
To date, these mortgages have been attractive to a certain
demographic because there have been no income and credit requirements. The sole
criteria was age, and an appraisal value of the home. Now, however, according to the HuffingtonPost, “FHA has elected to impose income and credit requirements on future
applicants. The purpose is to assure
that … borrowers will have both the capacity and the willingness to pay their
property taxes and homeowners insurance.”
My speculation is that this will both inhibit potential
borrowers as well as cause delays for those still able or willing to move
forward with the HECM (reverse mortgage) product.
Before 2008, we used to do reverse mortgages through
Indymac. They are a really great option for the right candidates in planning
for their care and retirement. With guidelines changing and the implementation
for lenders to maintain their NMLS license, we now refer these loans to trusted
partners.
If you are considering a reverse mortgage, please feel comfortable in contacting us for a trusted referral!
Tuesday, January 27, 2015
Babyboomers are staying in their homes longer
Have you looked at your retirement plan lately?
What about updating your trust and will?
Feel free, always, to contact us for trusted referrals!
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